In general, any investment opportunity that offers a monthly return of 5% or more, is considered high yield. However, in these instances, investors should be willing to accept a higher level of risk; as well.
When it comes to making high yield investments, investors should seek-out reputable, high yielding investments; that show promise for the future. For investors that are willing to conduct their own research, or pay an investment research firm to do it for them, there are many high yield investing opportunities.
Nevertheless, before placing your money into a high yield investment, carefully consider whether:
- you have access to your funds, and
- will you be made aware of any contract time commitments; or early withdrawal penalties.
Any time you place money into a high yield investment, you should only place as much as you can afford to lose; or live without. It is fine to take a well-informed and educated risk, as long as you can accept all the conditions; under which that risk is taken. If not, investors should consider something else, like a high interest savings account. These accounts represent an opportunity for relatively high yield, that offers a good and safe investment; for long term growth.